Main Responsibilities:
- Analyse financial statements to independently determine the financial condition of customers and make informed recommendations on risk rating and whether to increase, decrease or maintain existing credit lines.
- Be capable of independently managing credit limits of a portfolio of key customers and have the ability to pro-actively resolve any issues that may arise.
- Liaise with client credit management team, discuss account strategies and make informed observations to reduce or mitigate against risk exposure.
- Ability to analyse and process credit security information, including making recommendation for renewal/replacement of appropriate security requirements, including LOC’s, Personal Guarantees, and Insurance.
- Identify account problems and escalate/resolve issues in a timely manner
- Close co-operation with other teams (Collections and Operations) is essential
- Adhere to, review and where appropriate make suggestions to improve credit policy and procedures
- Fluent English & Spanish (min. C1)
- 2+ years previous credit analysis or financial analysis experience
- Previous experience in managing securities is an advantage
- Proficiency in Excel and Word and Order to Cash ERP systems
- Flexibility around working hours, noting the international nature of this role
- Strong technical report writing skills
What can we offer:
- Using foreign language and new technology solutions daily, cooperating with various global Clients.
- Constant support and clear development path from your first day at office – dedicated Buddy, who will help you in adjusting to the new workplace.
- Focus on your strengths and continuous feedback enable fast professional growth, as well as new skills building by various online and classroom trainings.
- Inclusion and diversity in practice: truly multicultural environment; we support LGBT, people with disabilities and parents. In our culture of equality, people are truly valued for their differences and free to be who they are.
- A flexible approach that allows an appropriate work-life balance where sports activities, outings, volunteering initiatives are part of our regular day-to day life.
- Commitment to reducing our environmental impact in terms of carbon, water and waste across Accenture facilities and in the communities in which we work and live by joining different initiatives.
- Full work comfort – private medical care, life insurance, access to MyBenefit platform, bonuses for referring new employees.
- Modern, ecological office in city center with convenient connection for all means of transport (incl. chill room, game room, free bicycle parking and coffee-breaks at terrace).