For our Client, international company from a digital financial services environment we are looking for a focused and creative Credit Risk Manager to partner with the Country Manager in order to develop and build the business of dedicated market.
What's on Offer
- Full-time employment contract in quickly developing company
- Comfortable office located in convenient place
- Private healthcare
- All tools necessary to be productive
- Ability to implement your ideas in truly global environment
Job Description
- Working with the hub credit team on rules, models, decisions and automated systems across the credit risk lifecycle
- Supporting the launch and development of new products and services in dedicated market from a Risk perspective, this may include risk-based pricing, channel based pricing and new innovations
- Testing and suggesting new credit models and implementing improvements and enhancements to the local credit approach
- Ensuring effective credit performance that can evolve and adapt with the needs
- Monitoring and evaluating credit and arrears management strategies to manage credit loss, systems, governance, reporting and the effective use of systems and partners for all elements of risk management.
- Take a test and learn approach towards the governance and development of credit processes and activities
- Monitoring and reviewing processes and policies to protect the organisation from fraud and risk and to identify ways to further drive growth and reduce wastage
- Maintain and ensure effective reporting on the credit systems in place
The Successful Applicant
- Thorough knowledge of analytics, credit scoring, credit systems and processes
- Strong understanding in consumer credit
- Understanding and demonstrable application of the basic principles of credit scoring
- Knowledge and practical experience of the tools available to support the management of credit risk
- Worked with online credit risk policies and credit risk rules, including design of credit scorecards for on-line lending
- Experience of successfully implementing credit risk systems
- Good understanding of statutory, legal and regulatory requirements
- Worked with SAS (Statistical Analytics System) would be desired
- Exposure to working in an international business that works cross-culturally
- Experience of utilising big data in credit scoring strategies
- People management experience
- Fluent English and Polish
- Able to travel internationally for business meetings
- Able to effectively influence and challenge others
