O2C Specialist – Credit Management
O2C Specialist – Credit Management
Workplace: Kraków
W ABB pomagamy przemysłowi wyprzedzać konkurencję - działać sprawniej i ekologicznie. U nas postęp to standard – dla Ciebie, Twojego zespołu i całego świata. Jako globalny lider dajemy Ci to, czego potrzebujesz, by to osiągnąć. Nie zawsze będzie łatwo, rozwój wymaga determinacji. Ale w ABB nigdy nie będziesz działać sam. Zarządzaj tym, co porusza świat.
Stanowisko to podlega:
O2C CoE Capability Lead - Credit Management
Your role and responsibilities
In this role, you will be responsible for the efficient and effective operational management of credit risk according to global policy and direction from Global Credit Risk Management. Providing an authorized approval for the release of credit blocked orders and taking credit decisions is expected. Active support the Cluster Credit Manager, Capability Lead, Business and Sales.
The work model for the role is: hybrid, LI-hybrid
In this role you will work on the 2nd shift every second week.
You will be mainly accountable for:
- Demonstrating expertise in Credit Risk Management process, understanding the differences of the country specific across the organization
- Managing complex customers’ portfolio
- Assisting and giving professional advice in all credit-related matters to Capability Lead and Cluster Credit Manager
- Analyzing the creditworthiness of both new (credit assessments) and existing (credit reassessments) customers from quantitative and qualitative point of view and making detailed recommendations on their credit rating and credit limits
- Conducting annual/monthly credit limit review of customers for countries in scope
- Regular liaising on matters and escalations with Internal and External Stakeholders (Front Office/Business/3rd Party Customers located globally)
- Sharing knowledge and expertise on risk exposure and credit risk mitigation practices within credit area and other functions across ABB organization
- Close cooperation with CFIN SAP4HANA Specialist to implement new credit tools, systems, etc.
Qualifications for the role
- You are immersed in Credit Risk Management processes and engaged in understanding country-specific requirements across the organization.
- You have over 2 years of experience in credit analysis or credit control, working as a Junior Credit Specialist or in a similar role within a global organization.
- Possess an enhanced knowledge of analyzing financial reports, including Profit & Loss (P&L), Balance Sheet, Cash Flow statements, and credit bureau reports.
- You are passionate about building cooperative relationships and innovative around presenting key credit risks in complex deal structures, ensuring risks are addressed and Accounts Receivables collections are secured.
- Degree in Finance, Banking, Accounting, or Financial Audit, with a demonstrated track record of applying theoretical and practical knowledge to professional settings.
- Professional credit risk certification is beneficial.
- Familiarity with SAP S/4HANA is advantageous.
- You are at ease communicating in English; proficiency in another European language is a plus.
More about us
We look forward to receiving your application (documents submitted in English are appreciated). If you want to discover more about ABB, take another look at our website www.abb.com.
Your benefits
- Enjoy a stable employment in a company with a long history in innovation and technology
- Collaborate with experienced experts in an international environment
- Seize individual development and training opportunities, from job specific to soft skills
- Receive attractive remuneration based on your experience and skills, and other financial benefits, such as annual bonus and internal share purchase program
- Choose from various benefits in kind, ranging from healthy lifestyle offerings, to knowledge sharing, to teambuilding activities
Life insurance
Commute Refund
Multisport
Luxmed Health Care
Multikafeteria & Additional Perks
- Life insurance
- Commute Refund
- Multisport
- Luxmed Health Care
- Multikafeteria & Additional Perks
